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Michael A.
Cappabianca

Associate
  • mcappabianca@airdberlis.com
  • 416.865.4639
Office:
  • Toronto Office
Call to Bar:
Admitted to the Ontario Bar: 2021
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  7. Michael A. Cappabianca

Michael brings a detail-oriented, pragmatic and commercially focused approach to sophisticated financing matters.

Michael is a member of the firm’s Financial Services Group. His practice focuses on complex financing transactions in both domestic and cross-border contexts. Michael advises lenders and borrowers on a broad range of corporate and commercial lending matters, including secured and unsecured lending arrangements, bilateral and syndicated credit facilities, asset-based lending, real estate financings and project-related financings, which frequently involve nuanced security packages and intercreditor issues.

Expertise

  • Banking & Finance
  • Financial Services

Representative Matters

Representative Matter

Sencap and Manulife Finance Long-Term Care Homes Across Ontario

Aird & Berlis acted as legal counsel to Sencap and Manulife with a team led by Jill Fraser and including Michael Cappabianca, Katie Bell and Shannon Morris (Financial Services), Josh Eisen (Capital Markets) and Carlos Casasola (Real Estate).

June 27, 2025

Representative Matter

Stonebridge Financial Corporation Closes Financing for Crown Ridge Health Care Services

On June 29, 2023, Stonebridge Financial Corporation closed a long-term, fixed rate debt financing for Crown Ridge Health Care Services Inc.

June 29, 2023

Representative Matter

KeyBanc Capital Markets Inc. Closes US$285 Million Financing for Hard Rock Hotel & Casino Redevelopment

KeyBanc Capital Markets Inc. facilitated a US$285 million senior secured notes financing for HR Ottawa, L.P. in connection with the redevelopment of the Hard Rock Hotel & Casino.

March 28, 2023

Representative Matter

San Cristobal Mining Completes Acquisition of Minera San Cristóbal S.A. and Related Equity and Debt Financings

San Cristobal Mining Inc. completed its acquisition of Minera San Cristóbal S.A. and all of its associated assets from Sumitomo Corporation under the terms of a stock purchase agreement.

February 22, 2023

Professional Involvement

Professional Activities

  • Michael is a co-editor of Financial Perspectives, the Financial Services Group’s regular client newsletter.
Panellist, "Your Comprehensive Guide to Commercial Real Estate Transactions: Lending and Financing," OBA Real Property Law Program, March 26, 2026.

Co-Author, "Credit Where Credit Is Due – Except in Cases of Fraud," Aird & Berlis LLP, Financial Perspectives, September 30, 2025.

Author, "Analyzing COVID-19’s Impact on Asset-Based Lending in Canada: Current Landscape and Future Outlook," Aird & Berlis LLP, September 28, 2023.

Related Publications

Article

Credit Where Credit Is Due – Except in Cases of Fraud

September 30, 2025

Article

Analyzing COVID-19’s Impact on Asset-Based Lending in Canada: Current Landscape and Future Outlook

September 28, 2023

Education

  • JD, University of Windsor, 2020
  • JD, University of Detroit Mercy, 2020
  • B.Comm., Business Management, Toronto Metropolitan University, 2015
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